If you own a business you’re a busy person with many different things to attend to. The last thing that you want is to be caught unawares in the unfortunate situation of an accident occurring with a business vehicle while an employee is behind the wheel. Personal auto insurance often doesn’t cover business use, so commercial auto insurance can be a necessity. With commercial auto insurance you’ll be covered whether you or an employee is behind the wheel. You’ll also have the amount of tailored liability coverage you need to protect your employees and assets. Be prepared in case of the unexpected, so you can get back to running your business. 

However, there are some cases where your personal auto insurance policy may be sufficient. This may be the case if you are the sole driver of the vehicle and don’t use the vehicle to transport goods for business use. We can help you find out if commercial auto insurance is the type of coverage that best suits your needs. 

Most vehicle types can qualify for commercial auto insurance as long as they are used for business purposes. Commercial auto insurance has higher liability coverage since you need more protection when you are using a vehicle for business. 

Coverage often includes 

• Bodily harm, including medical and legal expenses 
• Collision coverage 
• Physical damage to the vehicle 
• Property damage 
• & more depending on your individual coverage 

One of the advantages of choosing Meridian is that we are insurance brokers. This means that we work for you, not the insurance companies. We are unbiased insurance experts, which means we are uniquely suited to find the best policy for you. We provide high quality customer service no matter what. When you contact us we listen to your story and take into account all of your unique factors, such as lifestyle, needs, and budget requirements to find the perfect policy for you.