Life Insurance, Umbrella Insurance and More…
Life has a lot of moving parts. Protecting all that matters to you, for the people that matter to you, throughout the changes in your life is one of the most important things you can do. Meridian Insurance offers a wide range of insurance products including life insurance, umbrella insurance and more.
Protecting your family, partner, and loved ones is a priority. At Meridian Insurance we take the long view when it comes to life insurance. We work with more than a dozen insurance carriers, so we can find a policy that will offer you the protection you’re looking for while being flexible enough to grow with you and your family.
Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies, and protect against catastrophic losses. Your umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).